Checking & Savings Accounts

Certificates of Deposit | IRAs | Check Reordering |Business Account Services | Credit Cards

We've got a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.

Online Check Ordering Online check ordering for our customers with a personal checking account is available right here, just fill out the Secure Check Reorder Form.

Regular Checking

• There is a $5 monthly service charge if an average balance of $300 is not maintained. No charge per check written. Customer pays for the check printing charge (variable).

  Classic 50

• For age 50 and older. No service charge, no minimum or average balance to maintain. No charge per check written. Customer pays for check printing charge (variable).

  New Outlooks Club

• Individual membership $5 fee per month. With a savings account of $1,500 or more the membership fee will be $3. No charge per check written. Family membership $7.50 fee per month. With savings account of $1,500 or more the membership fee will be $5. No charge per check written. Benefits: Free personalized checks, $10,000 insurance policy (accidental death insurance, terminated upon account closure). Three cashier’s checks free per month. No charge for traveler’s cheques. Miscellaneous travel benefits (semi-annual club flier).

  Check Club 50

• For age 50 and older. Monthly membership fee is $2. No minimum balance required, and with another deposit account that has $500 or more, the $2 monthly membership fee will be waived. Benefits: Personalized checks at no charge, unlimited checking and no check charge, $10,000 common carrier accidental death insurance, payment card protection, 50% off lodging discounts, car rental and movie theater discounts, grocery coupons, golf discounts, Sojourns® Magazine subscription, traveler’s check’s and no issue fee, cashiers check’s without fee, discount on safe deposit boxes, postage paid bank-by-mail, no stop payments charges, key ring protection, notary service and signature guarantees, and ATM & VISA® debit cards.

  Check Club 50 Plus

• Includes all of the services of Check Club 50 with a step up to $50,000 common carrier accidental death insurance, medical emergency data card, Rx Advantage ™ Prescription Drug Program, Dining Advantage®, Date Reminder® Service, all for only a $3 monthly membership fee.

  The Ultimate Investor's Checking

• There is a $5 monthly service charge if your balance falls below $1,000 during the month. Interest rate is variable based on account balance. Unlimited check writing; no charge per check written. Customer pays for check printing charge (variable).

  Money Market

• There is a $10 monthly charge if your minimum balance falls below $1,000 during the month or the monthly average balance is below $2,500. Interest rate is variable based on the account balance. Six withdrawal transactions per statement cycle allowed; three of these may be third party checks. No charge per check written. First order of checks free.

  Personal Savings

• $5 minimum balance. There is a $3 service charge if the balance is below $200 SAVINGS on any day. Withdrawals exceeding 6 per month will be charged $1.00 each. Statement will be annual unless combined with checking account.

Online Check Ordering Online check ordering for our customers with a business checking account is available right here, just fill out the online ordering form

Business I

• The minimum to open this account is $100. Up to 300 items (50 checks written on the account and 250 deposited items), $.10 for each item over 300. Monthly maintenance charge is $10. Minimum balance to avoid service charge is $2,500 or $4,000 average. Recommended for a low activity accunt.

  Business II

• For moderate activity accounts. The minimum to open this account is $100. Up to 500 items (75 checks written on the account and 425 deposited items), $.10 for each item over 500. The monthly maintenance charge is $20. Minimum balance to avoid the service charge is $5,000 or $7,500 average.

  Business Money manager

• This is recommended for high activity accounts. There is a $10 monthly maintenance charge, plus analysis charges. The minimum balance to avoid a service charge is determined by account analysis. There is an earnings credit based on your account's available balance and applies only against maintenance and analysis charges. There is a $100 minimum to open the account.

  Business Money Manager Plus Interest

• Due to federal regulations, this account is limited to sole proprietorships, certain non-profit organizations and public agencies. The monthly maintenance charge is $10 plus analysis charges. The minimum balance to avoid a service charge is determined by account analysis. There is an earnings credit based on your account's available balance and applies only against maintenance and analysis charges, plus you also earn interest. There is a $100 minimum deposit to open this account.

  Merchant Services

• A credit and debit card processing system from Oregon Pacific Bank can make your payment operations more efficient and more accurate. Your employees will be able to spend less time on transactions and more time on service and your customers will enjoy the convenience of different payment options.

  Oregon Pacific Bank offers four different plans to suit your business needs:

  • EDC - Electronic Processing and Debit Card Processing
  • Mail Order/Telephone Order Processing
  • Internet Processing
  • Audio Response Unit (formerly paper merchants)
  Contact us for competitive rates!
  Locations
  • Florence Main Office, Lori Gates at (541) 997-7121, (800) 997-7121

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.