Oregon Pacific Bank specializes in providing various guaranteed loan programs that can be tailored to meet the specific financial needs of our small business clients. Several of these guarantee programs enable the Bank to offer rate, term and loan structure options that are not normally available to regular commercial borrowers.
Our commercial relationship managers are knowledgeable about guaranteed loans and are available to assist in structuring the most complicated guaranteed loan packages. Oregon Pacific Bank’s guaranteed loan programs are designed to help our business clients make their overall goals and objectives a financial reality.
SBA 7(a) Loans
(Small Business Administration Guarantee Program)
Loans from $30,000 up to $2 million with guarantees up to 90%.
SBA 504 Loans
(Fixed Asset Participative Financing Program)
Primary commercial financing in participation with a Certified Development Company providing secondary fixed rate financing for up to 20 years.
Farm Service Agency Loans
(USDA Guaranteed Loans for Agri-Business)
Farm ownership and farm operating guaranteed loans from
$30,000 up to
$1,094,000 with guarantees up to 90%.
USDA Business and Industry Loans
(USDA Rural Business Guaranteed Loans)
Small business guaranteed loans to rural businesses from
$500,000 to $10,000,000 with guarantees up to 80%.
USDA Community Facility Loans
(USDA Rural Guaranteed Loans for Community Facilities)
Community facility guaranteed loans for healthcare, public safety, telecommunications,
and public service projects. Eligible borrowers include public entities
(e.g.- municipalities, counties, public subdivisions and special-purpose districts),
Indian Tribes and non-profit organizations. Loan amounts can range from
$100,000 to $10,000,000 with guarantees up to 90%.
Contact us for more information or detailed assessment of your
Guaranteed & Insured Loans
Small business loans through OECDD with guarantees up to 90%.
Loan amounts range from $30,000 to $500,000 and include term
loans for fixed assets, commercial real estate secured loans and
revolving lines of credit.
at a location nearest you.