Password Security Change

To comply with Federal guidance designed to decrease the risk of identity theft and cyber fraud, Oregon Pacific Bank is changing the required characters that you choose for your online banking password. Effective January 5, 2012, all new passwords, reset passwords or password change requests will require a minimum of 8 characters, a maximum of 17 characters, and include at least one alpha, one numeric and one special character, such as >,&,+,@,~,etc.

A stronger password is an important way to protect your online transactions. At this time, we will not require existing passwords to be changed, but we request that you do all that you can to protect your online access by creating a more complex password. Below are ideas of how to create a more complex password:

• Length. Make your passwords long with eight or more characters.
• Complexity. Include letters, punctuation, symbols, and numbers. Use the entire keyboard, not just the letters and characters you use or see most often. The greater the variety of characters in your password, the better.
• Variation. To keep strong passwords effective, change them often. Set an automatic reminder for yourself to change your passwords on your email, banking, and credit card websites about every three months.
• Variety. Do not use the same password for everything. Cybercriminals steal passwords on websites that have very little security, and then they use that same password and user name in more secure environments, such as banking websites.
• Do not use personal information. You should never use personal information as a part of your password. It is very easy for someone to guess things like your last name, pet's name, child's birth date and other similar details.
  

. . . and we are committed to supporting local businesses and families. With interest rates still holding at historical lows it’s an unbeatable opportunity. Please see one of our Client Service Representatives about your business, home, and personal loan needs today!

Avoid Online Scams…

From shopping online to internet banking, the internet makes many everyday tasks faster and more convenient.  How are you protecting yourself from scammers, hackers and identity thieves? There are things you can do to avoid becoming a victim.

To learn more, please go to www.onguardonline.gov.