Transaction Limitations Savings and Money Market accounts are subject to additional limitations. Federal law requires that no more than 6 transfers and/or withdrawals be made from a Money Market or Savings account per month for certain types of transactions.
Product Questions? We are happy to help, just give us a call at 800.997.7121
Verified by Visa Verified by Visa adds another layer of security to your Visa Debit Card for online purchases by prompting you to submit a password at checkout that is known only to you. This added benefit is available to our clients at no cost. Even if you do not shop online, protect your Visa debit card with Verified by Visa to prevent fraudulent use by others. Enroll in Verified by Visa today!
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Savings
Savings Accounts
Whether you are headed to college, saving for a family vacation, or looking forward to retirement, we can help you find a savings solution to meet your goals. As long as you know what you want, we can help you find the best way to get there. Personal Savings
  • $100 minimum opening balance
  • $200 minimum daily balance, otherwise $3 monthly fee
  • Up to 6 teller withdrawals, ATM or other pre-authorized transfers per month, additional withdrawals $1 each
  • Free ATM access at Oregon Pacific Bank and MoneyPass┬« ATMs
  • Clients age 60 + and minors are not charged a monthly service fee and no minimum daily balance is required
  • Earn interest on all balances*
Money Market
  • $100 minimum opening balance
  • Minimum daily balance of $1000 or average monthly balance of $2500, otherwise $10 monthly fee
  • Unlimited teller withdrawals
  • Free unlimited ATM access at Oregon Pacific Bank and MoneyPass┬« ATMs
  • Pre-authorized transfers and checks limited to 6 per month, additional items $5 each
  • First order of money market checks free
  • Earn interest on all balances*
Rainy Day Fund
  • $100 minimum opening balance
  • No minimum daily balance when an automatic monthly transfer of $25 is established from an Oregon Pacific Bank checking account
  • $200 minimum daily balance if an automatic transfer is not active, otherwise $3 monthly fee
  • Interest earned on all balances*
  • Limit of 6 teller withdrawals, ATM, or other pre-authorized transactions per month. Additional items $1 each
Certificates of Deposit Set aside savings for your future goals with a Certificate of Deposit. Oregon Pacific Bank's CDs will keep a fixed interest rate until they reach maturity.
  • $500 minimum opening balance
  • Competitive interest rates*
  • Interest calculated daily and credited to account according to CD terms (see a Client Service Specialist for details)
  • A penalty is imposed for early withdrawals
Traditional IRA It's never too soon to start planning ahead. Get started on saving for your retirement today so you can enjoy security in your future.
  • $500 minimum opening balance
  • A great way to save for your retirement years!
  • Competitive Interest Rates*
  • Interest calculated daily and compounded according to CD terms (see a Client Service Specialist for details)
  • A penalty is imposed for early withdrawals
* See a Client Service Specialist for current interest rate schedule.