business banking personal banking


Oregon Pacific Bank’s residential lending team offers clients a unique blend of both banking and financing services. Our knowledge of the local real estate market, our ability to quickly respond to your deadlines and our consultative style take the worry out of your real estate purchase. We live and work in your community, and are committed to earning your repeat business.

Some of the loan types we offer are:

• VA loans
• Home improvement loans
• Lot loans
• Jumbo loans up to $1.5 million
• Manufactured home loans
• FHA loans
• Purchase transactions
• USDA loans

If you would like information on our loan programs or would like to apply for a mortgage loan, please call and ask to speak with one of our residential lending experts at 1-800-997-7121, or you may complete the attached application (click here for application) and either return it to us by fax, mail or bring it into one of our branch locations. Emailing your application to us is discouraged, as it is not a secure channel of communication.

Fax #: 541-997-1655

Mailing Address:

Oregon Pacific Bank
P.O. Box 22000
Florence, OR 97439

Please note: This is not an online mortgage application. Oregon Pacific Bank cannot consider a loan in process until we are in receipt of a completed and signed application.

To access a checklist of the documents we may need along with your application, please click here.

For a list of our branch locations please click here.

Kim Erickson
V.P. Manager of Residential Lending
NMLS #402699

“When you select Oregon Pacific Bank as your mortgage lender, we take your vote of confidence seriously. Our team is here for you -- no matter how large or small your needs.”

E-mail Kim:
Florence area: (541) 902-9807
Toll free: (800) 997-7121
Cellular: (541) 991-2281

Kim Erickson

Mimi Teachout
Residential Loan Officer
NMLS #1011695

"Whether you're buying your first home, refinancing to lower your payments, or just have questions, we're here to help you."

E-mail Mimi:
Florence area: (541) 902-9815
Toll free: (800) 997-7121

Mimi Teachout


For questions or comments, please email us at or call us at (800) 997-7121.

Click Here to Return to Home Page.
Click Here for Privacy Notice.

© 2014; All Rights Reserved.