We tailor our Business checking account options to meet the needs of our local business owners, professionals, and nonprofit partners. See something you like? Visit your local Oregon Pacific Bank branch to open your account today!
 | Opening Balance | Daily Balance Requirement | Interest Earnings | Items per Month | Statement Fee | Included Services |
Business Checking | $100 minimum | None | None | 100 total debits, credits, and items deposited per month; $0.20 per item over 100 | $5 monthly statement service charge waived if enrolled in e-statements | - Free access to Online Banking for View and Transfer Services |
Interest Business Checking | $100 minimum | $2,500 min daily balance, otherwise $10 monthly service charge | Interest earned on balances of $10,000 or greater | 300 total debits, credits, and items deposited per month; $0.20 per item over 300 | $5 monthly statement service charge waived if enrolled in e-statements | - Free access to Online Banking for View and Transfer Services |
Expanded Business Checking | $100 minimum | $100,000 average daily balance, otherwise $60 monthly service charge | Interest earned on account balances of $10,000 or greater | 400 total debits, credits, and items deposited per month; $0.20 per item over 400 | None | - Free access to Business Online Banking Cash Management Services, Online Bill Pay, and Positive Pay
- 2 free Payroll or Billing ACH files transmitted per month; $5 per file after the first 2
- Free Remote Deposit Capture with no set-up fee, no monthly maintenance fee, and 1 manual-feed check image scanner provided |
Charitable Checking | $100 minimum | None | Interest earned on the entire account balance | No restriction on items per month | None | - With an Oregon Pacific Bank Merchant Service account, we will reimburse up to $500 of Merchant Service fees and provide loaner Payment Processing Terminals for one of your organization’s fundraising events per year
- Business must meet eligibility requirements of a charitable/non-profit organization to apply for a Charitable Checking Account |
Analysis Business Checking | $100 minimum | No daily balance requirement. $12.00 monthly maintenance fee. Balancing management fee is $0.10 per thousand. | Earnings credit available at competitive rate to offset charges | No restriction on items per month | None | - Monthly analysis statement details average available balance, earnings credit summary, activity summary, costs, and balance requirements to support activity
- See Relationship Banking Specialist for complete Analysis Business Checking fee schedule |
All Oregon Pacific Bank depository accounts come with the following services included: