Business Checking Account Comparison

 

We tailor our Business checking account options to meet the needs of our local business owners, professionals, and nonprofit partners. See something you like? Visit your local Oregon Pacific Bank branch to open your account today!


Opening BalanceDaily Balance RequirementInterest EarningsItems per MonthStatement FeeIncluded Services
Business Checking$100 minimumNoneNone100 total debits, credits, and items deposited per month; $0.20 per item over 100$5 monthly statement service charge waived if enrolled in e-statements- Free access to Online Banking for View and Transfer Services
Interest Business Checking$100 minimum$2,500 min daily balance, otherwise $10 monthly service chargeInterest earned on balances of $10,000 or greater300 total debits, credits, and items deposited per month; $0.20 per item over 300$5 monthly statement service charge waived if enrolled in e-statements- Free access to Online Banking for View and Transfer Services
Expanded Business Checking$100 minimum$100,000 average daily balance, otherwise $60 monthly service chargeInterest earned on account balances of $10,000 or greater400 total debits, credits, and items deposited per month; $0.20 per item over 400None- Free access to Business Online Banking Cash Management Services, Online Bill Pay, and Positive Pay
- 2 free Payroll or Billing ACH files transmitted per month; $5 per file after the first 2
- Free Remote Deposit Capture with no set-up fee, no monthly maintenance fee, and 1 manual-feed check image scanner provided
Charitable Checking$100 minimumNoneInterest earned on the entire account balanceNo restriction on items per monthNone- With an Oregon Pacific Bank Merchant Service account, we will reimburse up to $500 of Merchant Service fees and provide loaner Payment Processing Terminals for one of your organization’s fundraising events per year
- Business must meet eligibility requirements of a charitable/non-profit organization to apply for a Charitable Checking Account
Analysis Business Checking$100 minimumNo daily balance requirement. $12.00 monthly maintenance fee. Balancing management fee is $0.10 per thousand.Earnings credit available at competitive rate to offset chargesNo restriction on items per monthNone- Monthly analysis statement details average available balance, earnings credit summary, activity summary, costs, and balance requirements to support activity
- See Relationship Banking Specialist for complete Analysis Business Checking fee schedule


All Oregon Pacific Bank depository accounts come with the following services included:

  • No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit