Business Checking Accounts

Business Checking

  • $100 minimum opening balance
  • No minimum daily balance requirement
  • $5 monthly statement service charge waived when enrolled in e-statements
  • 100 total debits, credits, and items deposited per month; $0.20 per item over 100
  • Free access to Online Banking for View and Transfer Services

Interest Business Checking

  • $100 minimum opening balance
  • Interest earned on balances of $10,000 or greater
  • $2,500 minimum daily balance, otherwise $10 monthly service charge
  • $5 monthly statement service charge waived when enrolled in e-statements
  • 300 total debits, credits, and items deposited per month; $0.20 per item over 300
  • Free access to Online Banking for View and Transfer Services

Expanded Business Checking

  • $100 minimum opening balance
  • $100,000 average daily balance, otherwise $60 monthly service charge
  • Interest earned on account balances of $10,000 or greater
  • 400 total debits, credits, and items deposited per month; $0.20 per item over 400
  • Free access to Business Online Banking Expanded Services
  • Free access to Business Online Bill Pay
  • Free Positive Pay
  • Free Remote Deposit Capture with no set-up fee, no monthly maintenance fee, and 1 manual-feed check image scanner provided
  • 2 free Payroll or Billing ACH files transmitted per month; $5 per file after the first 2

Analysis Business Checking

  • $100 minimum opening balance
  • $12 monthly service charge plus analysis activity charges
  • Earnings credit available at competitive rate to offset charges
  • Monthly analysis statement details average available balance, earnings credit summary, activity summary, costs, and balance requirements to support activity

Charitable Checking Account

  • $100 minimum opening balance
  • No minimum daily balance requirement
  • Interest earned on the entire account balance
  • With an Oregon Pacific Bank Merchant Service account, we will reimburse up to $500 of Merchant Service fees and provide loaner Payment Processing Terminals for one of your organization’s fundraising events per year
  • Business must meet eligibility requirements of a charitable/non-profit organization to apply for a Charitable Checking Account

* See a Client Service Specialist for current interest rate schedule, fee schedule, and additional details

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Online Check Ordering

Out of checks? Contact your local Client Service Representative or reorder online through our third party vendor Harland Clarke >>

MoneyPass ATM Network 

Oregon Pacific Bank is part of the MoneyPass ATM network, meaning you can use your ATM or Debit card at any MoneyPass ATM without paying a surcharge. Just look for the MoneyPass logo on a sign at the ATM or displayed on the ATM screen to avoid paying a surcharge.

Find a MoneyPass ATM near you >>

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