VP, Relationship Banking Officer
When business owners have a question, Kristin Short at Oregon Pacific Bank in Eugene can answer it because she’s been there.
A former entrepreneur herself, Kristin understands the challenges of running a business. She owned and ran a coffee shop for seven years while she put herself through the University of Oregon.
“There are so many things business owners deal with, and I’m able to relate to that,” she says.
Kristin made the switch to banking in 2005 and joined Oregon Pacific Bank in 2018, where she’s now a Vice President and Relationship Banking Officer. Her personal experience coupled with her business banking know-how informs her work with new entrepreneurs, helping them understand the differences between consumer and commercial lending.
Consumer loans, for example, tend to be more structured and come with strict qualifications. Commercial loans, however, may offer more flexibility depending on the needs and situation of the client.
“I really enjoy helping businesses and nonprofits navigate their banking needs,” Kristin says.
Along with businesses, Kristin has firsthand experience with nonprofit organizations. She is the current president of the Board of Directors for Habitat for Humanity Central Lane, which offers a “next step up” to people who otherwise might not be able to achieve home ownership.
Her work with the organization began as part of team-build projects, working with other OPB volunteers alongside new homeowners who were helping to build their own homes. She found the experience inspiring, especially over the past year when they were able to work through the challenges of a pandemic and smoke from wildfires.
“We’re really blessed that it all came together,” she says. “We’re helping make their dream of owning a home come true.”
Kristin has also been involved with United Way of Lane County and FOOD for Lane County, as well as the Professional Woman’s Forum and Springfield Chamber of Commerce.
In addition, she is an active supporter of her church, joining in to help teach Sunday School classes and volunteering at her children’s school, Eugene Christian School.
Her volunteer work keeps her busy, but that’s fine with her. Kristin says once she agrees to take on a project, she’s fully committed. “I’m more about ‘walk the walk,’” she says. “I feel like I’m a pretty genuine person. If I say ‘Yes’ to something, I’m all in.”
Kristin’s family is also important to her and is a big part of why she loves living in the Eugene area. They enjoy camping, walks, swimming and just hanging out with family members, many of whom live in the area. She was born and raised in Pleasant Hill and enjoys frequent get-togethers. There’s no place she’d rather live.
“My passion is here with this community,” she says.
At the bank, Kristin’s passion is working with others at OPB to help clients navigate any day-to-day challenges they face. Kristin wants to help them succeed.
“I feel like I’m someone who genuinely cares,” she says. “I enjoy helping them find solutions, whatever the issue might be.”
To find out how we can help you and your nonprofit or business succeed, give us a call at 541-636-4804.