Non-Profit Solutions

We are locally owned and operated, keeping the best interest of our community at heart. We understand the vital role our local non-profit organizations play in our own backyard and, in recognition, we’ve crafted a variety of custom solutions tailored to fit your charitable goals and ambitions.


Charitable Checking

  • $100 minimum opening balance
  • All costs and fees associated with moving your business deposit account to Oregon Pacific Bank will be waived
  • No minimum daily balance required
  • Interest earned on entire account balance
  • For one of your organization’s fundraising events per year:
    • With an Oregon Pacific Bank Merchant Service account, we will reimburse up to $500 of Merchant Service fees and provide loaner Payment Processing Terminals

Lending Solutions

  • Oregon Pacific Bank charges a loan fee of 1% where 1/2 of the fee will be donated directly to your charitable organization
  • Competitively priced lines of credit
  • Term loan rates will be tailored to meet your long-term goals

Cash Management

  • No service charge for Online Banking for View and Transfer services
  • Monthly service charge waived for Merchant Capture services
  • Monthly service charge waived for Online Banking Expanded services

Credit Cards

  • Business credit card options include rewards based card with a $49 annual fee or standard no rewards card with no annual fee

Automated Sweep Accounts

  • Manage your funds to maximize interest income, reduce line of credit interest expense, or maintain zero balance accounts for payroll
  • Options available to increase deposit insurance levels

*Ask your local Client Service Specialist to see a current interest rate schedule and current fee schedule. Additional fees may apply for products listed above

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Understanding Credit

At Oregon Pacific Bank, we strive to help our clients make informed choices as consumers.

Before applying for credit or submitting a loan application, it is important to understand how credit works and how it affects your financial life.

Understanding Credit
Credit Tips from USA.gov
How Credit Impacts Your Day-to-Day Life by credit.com
Financial Tools from credit.com