Merchant Services

Payment Processing Solutions

Oregon Pacific Bank can provide you with the latest advances in card processing technology and innovation, while at the same time giving you the local, personable service you deserve.

Cloud-based Payment Processing

  • Replace the traditional till with cloud-based point-of-sale solutions
  • Securely accept all forms of payment from your PC or mobile device
  • All transaction data is stored securely in the cloud, allowing you to manage your business wherever you are
  • Track sales history and trends, top selling items, employee performance, inventory, and customer buying patterns in real time

3dcart Online Store Builder

3dcart offers everything you need to build your own online store, including:

  • Website design tools and site optimization

  • Online inventory control and order management

  • Robust marketing tools

  • Site analytics

  • Web Page and content management

  • Streamlined navigation and checkout for shoppers

  • Loyalty system with rewards points

  • Wish lists and gift registry

  • Learn more at 3dcart

Next Day Funding

  • Fast turn around on funding for new merchants
  • Deposits from debit and credit card sales available for use the very next day
  • Improve cash flow, free up capital to purchase inventory, and stay ahead of operating costs

 EMV Technology

  • EMV (Europay, MasterCard, Visa) or chip card enabled terminals are available
  • Reduce card fraud while providing customers a greater sense of security
  • Enabled for both chip and magnetic stripe cards, with options available for contactless payment from mobile wallets

Virtual Merchant Mobile

  • Take your business with you and generate sales anywhere
  • Turn your smart phone or tablet into a credit card processing machine
  • Clients can easily key in payment information or you can purchase an affordable card reader to attach to your device for swiped or chip card transactions


  • Easy to use marketing and customer loyalty program
  • Integrates loyalty rewards, gift cards, real-time offers, and promotional/prepaid cards
  • Attract new clients and encourage repeat business

Additional Resources

  • Login to Payment Insider to retrieve monthly statements, review daily batches, manage chargebacks, and more
  • Are you PCI compliant? Learn how to limit risk and protect your cardholder’s information

*Ask to speak to a local Merchant Services Representative at your nearest Oregon Pacific Bank branch for more information

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MoneyPass ATM Network 

We are part of the MoneyPass ATM network, meaning you can use your ATM/Debit card at any MoneyPass ATM without paying a surcharge!

Find a MoneyPass ATM near you >>

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Online Check Ordering

Out of checks? Contact your local Client Service Representative or reorder online through our third party vendor Harland Clarke >>