Personal Checking Account Comparison

We offer a variety of Personal Checking Accounts to fit the needs of our local community members. Stop by and visit your local Oregon Pacific Bank branch today to open your account!

	Opening Balance	Daily Balance Requirement	Interest Earnings	Checks per Month	Statement Fee	Account Details
E-Checking	$100 minimum	None	None	Up to five checks may be presented for payment per statement cycle; $0.50 for each check over five (includes checks written by you, issued through BillPay, and pre-authorized checks)	$5 monthly statement service charge waived when enrolled in e-statements	$5 monthly statement fee and $0.50 per check fee waived for all account owners age 60 and over
Unlimited Checking	$100 minimum	$500 minimum daily balance, otherwise $7 monthly service charge	None	First box of standard checks free Unlimited check writing	None	None
Benefits Interest Checking	$100 minimum	$1500 minimum daily balance (or $1500 in linked Savings or Money Market Account), otherwise $10 monthly service charge	Interest earned on the entire account balance	First box of standard checks free Unlimited check writing Three free cashier’s checks per month	None	Three free cashier’s checks per month

All Oregon Pacific Bank depository accounts come with the following services included:

First Oregon Pacific Bank ATM or Debit Card issued free of service charge

Unlimited access to Oregon Pacific Bank and MoneyPass® network ATMs with no activity charge

No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit

Little Theatre on the Bay: Jeanne Woods and Aymee Pedder

Putting on a production, like Disney’s The Little Mermaid, takes time, dedication and lots of volunteers to make each show go swimmingly. Making that sort of magic happen is what makes our community stronger, happier, better. We needed a banking partner that would help us focus on what we do best.

Jeanne Woods - Little Theatre on the Bay

Home Comfort Heating & Air Conditioning: Jeff Elling

“I would highly recommend Oregon Pacific Bank to anyone who is looking to make a change from another banking institution. They have awesome personal bankers, and their customer service is five-star!”

Jeff Elling - Home Comfort Heating & Air Conditioning

Socks to a T: Dave Twombly

“We have banked with Oregon Pacific Bank for over 20 years and have been very satisfied with the friendly staff and with all the services they provide.”

Lynne and Dave Twombly - Socks to a T

Florence Motorsports: Ed and Deb Costa

“We walk in the bank and they all know who we are and all are eager to go the extra mile to give us the best customer service.”

Ed Costa - Florence Motorsports

Chuck’s Seafood: Heath Hampel

“The best part about Oregon Pacific Bank is the friendly and helpful staff. It’s really what makes them stand out from other banks. They care about and understand the hard work that we put into our business.”

Heath Hampel - Chuck's Seafood

All About Olives: Lynne Twombly

“We know the people who work at Oregon Pacific Bank, and right from the beginning they made us feel like we—and our business—mattered to them.”

Lynne Twombly - All About Olives