Personal Checking Account Comparison

We offer a variety of Personal Checking Accounts to fit the needs of our local community members. Stop by and visit your local Oregon Pacific Bank branch today to open your account!


Opening BalanceDaily Balance RequirementInterest EarningsChecks per MonthStatement FeeAccount Details
E-Checking$100 minimumNoneNoneUp to five checks may be presented for payment per statement cycle; $0.50 for each check over five (includes checks written by you, issued through BillPay, and pre-authorized checks)$5 monthly statement service charge waived when enrolled in e-statements$5 monthly statement fee and $0.50 per check fee waived for all account owners age 60 and over
Unlimited Checking$100 minimum$500 minimum daily balance, otherwise $7 monthly service chargeNoneFirst box of standard checks free
Unlimited check writing
NoneNone
Benefits Interest Checking$100 minimum$1500 minimum daily balance (or $1500 in linked Savings or Money Market Account), otherwise $10 monthly service chargeInterest earned on the entire account balanceFirst box of standard checks free
Unlimited check writing
Three free cashier’s checks per month
NoneThree free cashier’s checks per month


All Oregon Pacific Bank depository accounts come with the following services included:

  • No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit