Personal Savings Account Comparison

We tailor our Business Savings Account options to meet the needs of our local business owners, professionals, and nonprofit partners. See something you like? Visit your local Oregon Pacific Bank branch to open your account today!


Opening BalanceDaily Balance RequirementInterest EarningsStatement FeeAccount Details
Personal Savings$100 minimum$200 minimum daily balance, otherwise $3 monthly service chargeInterest earned on the entire account balanceNoneClients age 60 + and minors 18 years and under are not charged a monthly service charge and no minimum daily balance is required
Limit of 6 teller withdrawals, ATM, or other pre-authorized transfers may be presented for payment per month; additional items $1 each
Money Market$100 minimum$1,000 minimum daily balance or average monthly balance of $2,500, otherwise $10 monthly service chargeInterest earned on the entire account balanceNoneUnlimited teller withdrawals
First order of Money Market checks free
Limit of 6 pre-authorized transfers and checks may be presented for payment per month; additional items $5 each
Certificate of Deposit (CD)$500 minimumPenalty imposed for early withdrawalsInterest calculated daily and credited to account according to CD termsNoneOregon Pacific Bank’s CDs will keep a fixed interest rate until they reach maturity
Additional deposits allowed on 91 day, 182 day, and 12 month CDs
Traditional IRA$500 minimum for IRA CD
$100 minimum for IRA Savings
Penalty imposed for early withdrawals on IRA CDsInterest calculated daily and credited to account according to IRA termsNoneTax deferred earnings to supplement retirement savings


All Oregon Pacific Bank depository accounts come with the following services included:

  • No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit
*Please contact a Client Service Representative for Interest Rate information.