Personal Savings Account Comparison

We tailor our Business Savings Account options to meet the needs of our local business owners, professionals, and nonprofit partners. See something you like? Visit your local Oregon Pacific Bank branch to open your account today!

	Opening Balance	Daily Balance Requirement	Interest Earnings	Statement Fee	Account Details
Personal Savings	$100 minimum	$200 minimum daily balance, otherwise $3 monthly service charge	Interest earned on the entire account balance	None	Clients age 60 + and minors 18 years and under are not charged a monthly service charge and no minimum daily balance is required Limit of 6 teller withdrawals, ATM, or other pre-authorized transfers may be presented for payment per month; additional items $1 each
Money Market	$100 minimum	$1,000 minimum daily balance or average monthly balance of $2,500, otherwise $10 monthly service charge	Interest earned on the entire account balance	None	Unlimited teller withdrawals First order of Money Market checks free Limit of 6 pre-authorized transfers and checks may be presented for payment per month; additional items $5 each
Certificate of Deposit (CD)	$500 minimum	Penalty imposed for early withdrawals	Interest calculated daily and credited to account according to CD terms	None	Oregon Pacific Bank’s CDs will keep a fixed interest rate until they reach maturity Additional deposits allowed on 91 day, 182 day, and 12 month CDs
Traditional IRA	$500 minimum for IRA CD $100 minimum for IRA Savings	Penalty imposed for early withdrawals on IRA CDs	Interest calculated daily and credited to account according to IRA terms	None	Tax deferred earnings to supplement retirement savings

All Oregon Pacific Bank depository accounts come with the following services included:

First Oregon Pacific Bank ATM or Debit Card issued free of service charge

Unlimited access to Oregon Pacific Bank and MoneyPass® network ATMs with no activity charge

No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit

*Please contact a Client Service Representative for Interest Rate information.

Little Theatre on the Bay applauds OPB’s nonprofit services

“Oregon Pacific Bank recognizes that a strong arts community helps promote a strong community, in general … In order for continual growth to occur, all businesses must be developed with help from each other.”

– Jeanne Woods

Home Comfort Heating and OPB create a climate for business

“I would highly recommend Oregon Pacific Bank to anyone who is looking to make a change from another banking institution. They have awesome personal bankers, and their customer service is five-star!”

– Jeff Elling

Socks to a T discovers a perfect fit at Oregon Pacific Bank

“We have banked with Oregon Pacific Bank for over 20 years and have been very satisfied with the friendly staff and with all the services they provide.”

– Dave Twombly

Florence Motorsports revs up business with OPB

“We walk in the bank and they all know who we are and all are eager to go the extra mile to give us the best customer service.”

– Deb Costa

Chuck’s Seafood nets big benefits from small-town banking

“The best part about Oregon Pacific Bank is the friendly and helpful staff. It’s really what makes them stand out from other banks. They care about and understand the hard work that we put into our business.”

– Heath Hampel

All About Olives banks on OPB for its home-town biz

“We know the people who work at Oregon Pacific Bank, and right from the beginning they made us feel like we—and our business—mattered to them.”

– Lynne Twombly