We tailor our Business Savings Account options to meet the needs of our local business owners, professionals, and nonprofit partners. See something you like? Visit your local Oregon Pacific Bank branch to open your account today!
 | Opening Balance | Daily Balance Requirement | Interest Earnings | Statement Fee | Account Details |
Personal Savings | $100 minimum | $200 minimum daily balance, otherwise $3 monthly service charge | Interest earned on the entire account balance | None | Clients age 60 + and minors 18 years and under are not charged a monthly service charge and no minimum daily balance is required
Limit of 6 teller withdrawals, ATM, or other pre-authorized transfers may be presented for payment per month; additional items $1 each |
Money Market | $100 minimum | $1,000 minimum daily balance or average monthly balance of $2,500, otherwise $10 monthly service charge | Interest earned on the entire account balance | None | Unlimited teller withdrawals
First order of Money Market checks free
Limit of 6 pre-authorized transfers and checks may be presented for payment per month; additional items $5 each |
Certificate of Deposit (CD) | $500 minimum | Penalty imposed for early withdrawals | Interest calculated daily and credited to account according to CD terms | None | Oregon Pacific Bank’s CDs will keep a fixed interest rate until they reach maturity
Additional deposits allowed on 91 day, 182 day, and 12 month CDs |
Traditional IRA | $500 minimum for IRA CD
$100 minimum for IRA Savings | Penalty imposed for early withdrawals on IRA CDs | Interest calculated daily and credited to account according to IRA terms | None | Tax deferred earnings to supplement retirement savings |
All Oregon Pacific Bank depository accounts come with the following services included:
- First Oregon Pacific Bank ATM or Debit Card issued free of service charge
- Unlimited access to Oregon Pacific Bank and MoneyPass® network ATMs with no activity charge
- No monthly service charge for Online Banking, Bill Pay, Mobile Banking, and Mobile Deposit
*Please contact a Client Service Representative for Interest Rate information.