Personal Loans

Vehicle Loans
  • Competitive terms for both new and used cars
  • Boats
  • ATVs
  • RVs
  • Motorcycles

 Personal Loans
  • Unsecured Installment Loans
  • Unsecured Lines of Credit
  • Home Equity Lines of Credit
  • Home Equity Term Loans
  • Cash Secured Loans with a Certificate of Deposit (CD)

 Checkline Account
  • $25 set-up fee
  • $25 annual fee
  • 10 year term
  • $500 – $2,500 credit limit upon approval
  • Checkline Account links to your checking account to provide overdraft protection
  • Instead of paying an overdraft fee per item, only pay back the money borrowed to cover the overdraft, plus accrued interest charged on balance outstanding

Apply Today

Ready to get started? Fill out our secure Online Consumer Loan Application and give us a call at (800) 997-7121 if you have any questions!

*See your local Client Service Specialist for current interest rate schedule and additional details. Please visit your local Oregon Pacific Bank branch to open your account today.

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Understanding Credit

At Oregon Pacific Bank, we strive to help our clients make informed choices as consumers.

Before applying for credit or submitting a loan application, it is important to understand how credit works and how it affects your financial life.

Understanding Credit
Credit Tips from
How Credit Impacts Your Day-to-Day Life by
Financial Tools from